Side-by-side · Q2 2026 data
Act 1st Federal Credit Union vs Money One Federal Credit Union
Metric by metric
| Measure | Act 1st Federal Credit Union | Money One Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 63 (stronger) |
| Capital cushion | 31 | 67 (stronger) |
| Loan quality | 49 | 65 (stronger) |
| Earnings | 50 (stronger) | 34 |
| Funding & liquidity | 81 (stronger) | 75 |
| Problem-loan coverage | 73 | 84 (stronger) |
| Peer percentile | 7th | 29th |
| Total assets | $149.7M | $105.5M |
| Deposits / shares | $137.2M | $87.9M |
| Capital ratio | 8.07% | 11.68% (stronger) |
| Problem loans | 1.53% | 1.06% (stronger) |
| Net charge-offs | 0.76% | 0.13% (stronger) |
| Return on assets | 0.74% (stronger) | 0.34% |
| Loans ÷ deposits | 79.1% (stronger) | 85.6% |
| Uninsured deposits | 4.0% | 2.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Money One Federal Credit Union has the higher TellerScore (63 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Act 1st Federal Credit Union leads on 2 and Money One Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.