Side-by-side · Q2 2026 data
Act 1st Federal Credit Union vs Wepco Federal Credit Union
Metric by metric
| Measure | Act 1st Federal Credit Union | Wepco Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 86 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 49 | 67 (stronger) |
| Earnings | 50 | 86 (stronger) |
| Funding & liquidity | 81 | 84 (stronger) |
| Problem-loan coverage | 73 | 91 (stronger) |
| Peer percentile | 7th | 89th |
| Total assets | $149.7M | $399.3M |
| Deposits / shares | $137.2M | $336.7M |
| Capital ratio | 8.07% | 15.46% (stronger) |
| Problem loans | 1.53% | 0.98% (stronger) |
| Net charge-offs | 0.76% (stronger) | 0.83% |
| Return on assets | 0.74% | 1.65% (stronger) |
| Loans ÷ deposits | 79.1% | 76.6% (stronger) |
| Uninsured deposits | 4.0% (stronger) | 5.4% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.5% |
Wepco Federal Credit Union has the higher TellerScore (86 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Act 1st Federal Credit Union leads on 2 and Wepco Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- LaVale, MD