Side-by-side · Q2 2026 data
Adelphi Bank vs Lan-Fair Federal Credit Union
Metric by metric
| Measure | Adelphi Bank | Lan-Fair Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 25 | 36 (stronger) |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 77th | 38th |
| Total assets | $124.5M | $72.9M |
| Deposits / shares | $104.2M | $65.5M |
| Capital ratio | 15.82% (stronger) | 10.00% |
| Problem loans | 0.00% (stronger) | 0.37% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.13% | 0.39% (stronger) |
| Loans ÷ deposits | 93.2% | 26.9% (stronger) |
| Uninsured deposits | 18.3% | 8.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Adelphi Bank has the higher TellerScore (80 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Adelphi Bank leads on 4 and Lan-Fair Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.