Side-by-side · Q2 2026 data
Adelphi Bank vs Southeastern Ohio Credit Union
Metric by metric
| Measure | Adelphi Bank | Southeastern Ohio Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 100 (stronger) | 66 |
| Earnings | 25 | 80 (stronger) |
| Funding & liquidity | 64 | 98 (stronger) |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 77th | 59th |
| Total assets | $124.5M | $65.4M |
| Deposits / shares | $104.2M | $56.9M |
| Capital ratio | 15.82% (stronger) | 12.08% |
| Problem loans | 0.00% (stronger) | 1.03% |
| Net charge-offs | 0.00% (stronger) | 0.68% |
| Return on assets | 0.13% | 1.49% (stronger) |
| Loans ÷ deposits | 93.2% | 61.9% (stronger) |
| Uninsured deposits | 18.3% | 0.0% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Adelphi Bank has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Adelphi Bank leads on 4 and Southeastern Ohio Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.