Side-by-side · Q2 2026 data
Adelphi Bank vs State Highway Patrol Federal Credit Union
Credit union
State Highway Patrol Federal Credit Union
Columbus, Ohio · Under $100 million in assets
Metric by metric
| Measure | Adelphi Bank | State Highway Patrol Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 88 (stronger) |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 25 | 66 (stronger) |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 77th | 85th |
| Total assets | $124.5M | $92.2M |
| Deposits / shares | $104.2M | $80.1M |
| Capital ratio | 15.82% (stronger) | 13.52% |
| Problem loans | 0.00% (stronger) | 0.06% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 0.13% | 1.16% (stronger) |
| Loans ÷ deposits | 93.2% | 54.1% (stronger) |
| Uninsured deposits | 18.3% | 5.5% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Highway Patrol Federal Credit Union has the higher TellerScore (88 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Adelphi Bank leads on 3 and State Highway Patrol Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.