TellerScore

State Highway Patrol Federal Credit Union is a federal credit union headquartered in Columbus, Ohio, in business for about 66 years. At the end of Q2 2026 it reported $92.2M in total assets and $80.1M in member shares and deposits, with 3 offices.

State Highway Patrol Federal Credit Union has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 85% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 21st. Funding & liquidity contributes the most (100/100, 54% loans-to-deposits, 6% uninsured); earnings contributes the least (66/100, 1.16%).

TellerScore · Q2 2026

Scorecard

Capital cushion85/100
Net worth ratio: 13.52%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.06%
Earnings66/100
Return on assets (annualized): 1.16%
Funding & liquidity100/100
Loans ÷ shares: 54.1% · 5.5% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.19%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (81 → 88), mostly because the earnings component improved by 23 points.

TellerScore
818588Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202485
Q4 202482
Q1 202581
Q2 202581
Q3 202582
Q4 202583
Q1 202688
Q2 202688
Net worth ratio
7.00%10.34%13.68%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.47%
Q3 202413.68%
Q4 202413.62%
Q1 202513.45%
Q2 202513.05%
Q3 202513.14%
Q4 202513.19%
Q1 202613.25%
Q2 202613.52%
Delinquent loans (60+ days)
0.04%0.16%0.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.27%
Q3 20240.04%
Q4 20240.23%
Q1 20250.28%
Q2 20250.21%
Q3 20250.11%
Q4 20250.14%
Q1 20260.07%
Q2 20260.06%
Return on assets
0.55%0.86%1.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.63%
Q3 20240.65%
Q4 20240.57%
Q1 20250.55%
Q2 20250.58%
Q3 20250.63%
Q4 20250.71%
Q1 20261.18%
Q2 20261.16%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$92.2M13.52%0.06%1.16%54.1%
Q1 202688$92.0M13.25%0.07%1.18%52.9%
Q4 202583$90.4M13.19%0.14%0.71%53.3%
Q3 202582$89.3M13.14%0.11%0.63%53.5%
Q2 202581$88.6M13.05%0.21%0.58%55.1%
Q1 202581$84.9M13.45%0.28%0.55%55.2%
Q4 202482$83.0M13.62%0.23%0.57%56.7%
Q3 202485$82.3M13.68%0.04%0.65%58.2%
Q2 202482$82.6M13.47%0.27%0.63%58.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.52%
43rd
Problem loans0.06%
83rd
Net charge-offs0.08%
59th
Return on assets1.16%
74th
Loans to deposits54.1%
57th
Uninsured deposits5.5%
19th
Loan-loss reserves0.00%
37th
Texas ratio0.2%
81st

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InstitutionScoreAssetsCapitalProblem loansCompare
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Unity Catholic Federal Credit UnionCredit union Parma, OH58 out of 100, Moderate$98.0M9.1%0.98%vs
University of Toledo Federal Credit UnionCredit union Toledo, OH77 out of 100, Strong$99.7M11.3%0.27%vs
Community First Credit UnionCredit union Ashtabula, OH77 out of 100, Strong$99.8M14.0%1.69%vs
Dynamic Federal Credit UnionCredit union Celina, OH95 out of 100, Very strong$83.4M19.8%0.37%vs
Your Legacy Federal Credit UnionCredit union Tiffin, OH64 out of 100, Moderate$79.1M10.2%1.06%vs

Deposit insurance

Is my money safe at State Highway Patrol Federal Credit Union?

Yes. State Highway Patrol Federal Credit Union is a federally insured credit union (NCUA charter #13432). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.5% of shares and deposits ($4.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.52%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

State Highway Patrol Federal Credit Union lists 3 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
State Highway Patrol Federal Credit Union
Type
Federal credit union
NCUA charter #
13432
RSSD ID
722384
Primary regulator
NCUA
Established
1960
Headquarters
1900 Polaris Pkwy Ste 400, Columbus, OH 43240
Employees
11

Quick answers

State Highway Patrol Federal Credit Union: common questions

Is State Highway Patrol Federal Credit Union NCUA insured?

Yes. State Highway Patrol Federal Credit Union is a federally insured credit union (NCUA charter #13432). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is State Highway Patrol Federal Credit Union's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does State Highway Patrol Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Columbus

InstitutionScoreAssetsCapitalProblem loansCompare
Nationwide Trust Company, FSBBank Columbus, OH94 out of 100, Very strong$153.6M36.9%0.00%vs
C E S Credit UnionCredit union Mount Vernon, OH91 out of 100, Very strong$244.3M13.1%0.16%vs
Abbott Laboratories Credit UnionCredit union Gurnee, IL89 out of 100, Very strong$1.1B14.5%0.11%vs
Fidelity Federal Savings and Loan Association of DelawareBank Delaware, OH82 out of 100, Strong$131.6M17.0%0.04%vs
Firestone Federal Credit UnionCredit union Akron, OH82 out of 100, Strong$198.1M18.1%1.15%vs
Adelphi BankBank Columbus, OH80 out of 100, Strong$124.5M15.8%0.00%vs