Side-by-side · Q2 2026 data
Adelphi Bank vs Telhio Credit Union
Metric by metric
| Measure | Adelphi Bank | Telhio Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 44 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 100 (stronger) | 33 |
| Earnings | 25 (stronger) | 23 |
| Funding & liquidity | 64 | 67 (stronger) |
| Problem-loan coverage | 100 (stronger) | 67 |
| Peer percentile | 77th | 3rd |
| Total assets | $124.5M | $1.4B |
| Deposits / shares | $104.2M | $1.1B |
| Capital ratio | 15.82% (stronger) | 9.65% |
| Problem loans | 0.00% (stronger) | 2.01% |
| Net charge-offs | 0.00% (stronger) | 0.36% |
| Return on assets | 0.13% (stronger) | 0.09% |
| Loans ÷ deposits | 93.2% (stronger) | 93.2% |
| Uninsured deposits | 18.3% | 6.7% (stronger) |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Adelphi Bank has the higher TellerScore (80 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Adelphi Bank leads on 6 and Telhio Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.