Side-by-side · Q2 2026 data
Aero Federal Credit Union vs First American Credit Union
Metric by metric
| Measure | Aero Federal Credit Union | First American Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 78 |
| Capital cushion | 70 | 77 (stronger) |
| Loan quality | 96 (stronger) | 89 |
| Earnings | 70 (stronger) | 59 |
| Funding & liquidity | 67 | 74 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 76th | 74th |
| Total assets | $364.4M | $120.0M |
| Deposits / shares | $317.8M | $103.0M |
| Capital ratio | 11.97% | 12.68% (stronger) |
| Problem loans | 0.11% (stronger) | 0.33% |
| Net charge-offs | 0.30% (stronger) | 0.81% |
| Return on assets | 1.26% (stronger) | 0.97% |
| Loans ÷ deposits | 93.7% | 50.2% (stronger) |
| Uninsured deposits | 10.2% (stronger) | 38.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.1% | 38.7% |
Aero Federal Credit Union has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Aero Federal Credit Union leads on 5 and First American Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.