Side-by-side · Q2 2026 data
Afena Federal Credit Union vs Policemen'S Federal Credit Union
Credit union
Policemen'S Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | Afena Federal Credit Union | Policemen'S Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 92 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 50 | 90 (stronger) |
| Earnings | 1 | 74 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 81 | 99 (stronger) |
| Peer percentile | 11th | 92nd |
| Total assets | $97.6M | $95.5M |
| Deposits / shares | $85.6M | $80.1M |
| Capital ratio | 11.16% | 16.39% (stronger) |
| Problem loans | 1.49% | 0.29% (stronger) |
| Net charge-offs | 1.14% | -0.04% (stronger) |
| Return on assets | -0.46% | 1.34% (stronger) |
| Loans ÷ deposits | 74.3% | 39.1% (stronger) |
| Uninsured deposits | 4.7% (stronger) | 9.0% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Policemen'S Federal Credit Union has the higher TellerScore (92 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Afena Federal Credit Union leads on 1 and Policemen'S Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.