Side-by-side · Q2 2026 data
Affidian Federal Credit Union vs Horizons North Credit Union
Metric by metric
| Measure | Affidian Federal Credit Union | Horizons North Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 33 |
| Loan quality | 72 | 98 (stronger) |
| Earnings | 78 (stronger) | 49 |
| Funding & liquidity | 78 | 87 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 87th | 41st |
| Total assets | $360.1M | $136.2M |
| Deposits / shares | $290.1M | $125.1M |
| Capital ratio | 18.85% (stronger) | 8.31% |
| Problem loans | 0.85% | 0.05% (stronger) |
| Net charge-offs | 0.18% | -0.01% (stronger) |
| Return on assets | 1.45% (stronger) | 0.73% |
| Loans ÷ deposits | 82.3% | 73.2% (stronger) |
| Uninsured deposits | 12.8% | 6.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Affidian Federal Credit Union has the higher TellerScore (85 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Affidian Federal Credit Union leads on 3 and Horizons North Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.