Horizons North Credit Union (NCUA charter #68274) is based in Westminster, Colorado. Its Q2 2026 call report shows $136.2M in total assets and $125.1M in member shares and deposits and 1 office.
Horizons North Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 41% of its 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Colorado, it ranks 27th. Problem-loan coverage contributes the most (99/100, 0.4%); capital cushion contributes the least (33/100, 8.31%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (65 → 67), mostly because the funding & liquidity component improved by 6 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 61 |
| Q4 2024 | 62 |
| Q1 2025 | 64 |
| Q2 2025 | 65 |
| Q3 2025 | 66 |
| Q4 2025 | 67 |
| Q1 2026 | 66 |
| Q2 2026 | 67 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.31% |
| Q3 2024 | 8.37% |
| Q4 2024 | 8.20% |
| Q1 2025 | 8.01% |
| Q2 2025 | 8.17% |
| Q3 2025 | 8.29% |
| Q4 2025 | 8.32% |
| Q1 2026 | 8.15% |
| Q2 2026 | 8.31% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.02% |
| Q3 2024 | 0.02% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.03% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.01% |
| Q4 2025 | 0.03% |
| Q1 2026 | 0.06% |
| Q2 2026 | 0.05% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.10% |
| Q3 2024 | 0.08% |
| Q4 2024 | 0.18% |
| Q1 2025 | 0.54% |
| Q2 2025 | 0.60% |
| Q3 2025 | 0.66% |
| Q4 2025 | 0.71% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.73% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $136.2M | 8.31% | 0.05% | 0.73% | 73.2% |
| Q1 2026 | 66 | $135.6M | 8.15% | 0.06% | 0.66% | 73.6% |
| Q4 2025 | 67 | $130.0M | 8.32% | 0.03% | 0.71% | 76.5% |
| Q3 2025 | 66 | $127.1M | 8.29% | 0.01% | 0.66% | 79.7% |
| Q2 2025 | 65 | $125.8M | 8.17% | 0.02% | 0.60% | 79.5% |
| Q1 2025 | 64 | $125.8M | 8.01% | 0.03% | 0.54% | 78.5% |
| Q4 2024 | 62 | $120.7M | 8.20% | 0.01% | 0.18% | 82.0% |
| Q3 2024 | 61 | $116.6M | 8.37% | 0.02% | 0.08% | 82.3% |
| Q2 2024 | 61 | $117.3M | 8.31% | 0.02% | 0.10% | 82.9% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Aurora Federal Credit UnionCredit union Aurora, CO | 62 out of 100, Moderate | $139.7M | 17.8% | 3.46% | vs |
| Pikes Peak Credit UnionCredit union Colorado Spring, CO | 76 out of 100, Strong | $132.0M | 11.8% | 0.52% | vs |
| Clean Energy Federal Credit UnionCredit union Englewood, CO | 53 out of 100, Below average | $130.2M | 9.8% | 0.74% | vs |
| The District Federal Credit UnionCredit union Aurora, CO | 50 out of 100, Below average | $148.3M | 7.6% | 0.95% | vs |
| Fidelis Catholic Federal Credit UnionCredit union Arvada, CO | 56 out of 100, Moderate | $151.8M | 8.4% | 0.43% | vs |
| Arapahoe Credit UnionCredit union Littleton, CO | 49 out of 100, Below average | $154.0M | 7.0% | 1.22% | vs |
Deposit insurance
Is my money safe at Horizons North Credit Union?
Yes. Horizons North Credit Union is a federally insured credit union (NCUA charter #68274). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.8% of shares and deposits ($8.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 8.31%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Horizons North Credit Union lists 1 office in 1 city. Most locations:
- Westminster, CO (1)
Identity & history
Profile
- Legal name
- Horizons North Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68274
- RSSD ID
- 161684
- Primary regulator
- State + NCUA
- Established
- 1960
- Headquarters
- 13559 Huron Street, Westminster, CO 80234
- Employees
- 20
Quick answers
Horizons North Credit Union: common questions
Is Horizons North Credit Union NCUA insured?
Yes. Horizons North Credit Union is a federally insured credit union (NCUA charter #68274). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Horizons North Credit Union's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Horizons North Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Westminster
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| AMG National Trust BankBank Boulder, CO | 94 out of 100, Very strong | $722.9M | 15.4% | 0.04% | vs |
| Star Tech Federal Credit UnionCredit union Greenwood Villa, CO | 91 out of 100, Very strong | $11.1M | 22.2% | 0.38% | vs |
| Denver Fire Department Federal Credit UnionCredit union Denver, CO | 89 out of 100, Very strong | $213.5M | 14.2% | 0.09% | vs |
| 5Star BankBank Colorado Springs, CO | 87 out of 100, Very strong | $378.2M | 17.2% | 0.16% | vs |
| Transact Bank, National AssociationBank Denver, CO | 86 out of 100, Very strong | $6.5M | 16.3% | 0.00% | vs |
| Affidian Federal Credit UnionCredit union Denver, CO | 85 out of 100, Very strong | $360.1M | 18.9% | 0.85% | vs |