Side-by-side · Q2 2026 data
Affinity First Federal Credit Union vs Dakota Plains Credit Union
Credit union
Affinity First Federal Credit Union
Minot, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Affinity First Federal Credit Union | Dakota Plains Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 67 |
| Capital cushion | 88 (stronger) | 73 |
| Loan quality | 90 (stronger) | 68 |
| Earnings | 73 (stronger) | 55 |
| Funding & liquidity | 100 (stronger) | 60 |
| Problem-loan coverage | 98 (stronger) | 84 |
| Peer percentile | 85th | 34th |
| Total assets | $70.8M | $93.3M |
| Deposits / shares | $60.7M | $81.1M |
| Capital ratio | 13.83% (stronger) | 12.27% |
| Problem loans | 0.30% (stronger) | 0.96% |
| Net charge-offs | -0.06% (stronger) | 0.24% |
| Return on assets | 1.33% (stronger) | 0.88% |
| Loans ÷ deposits | 59.4% (stronger) | 100.7% |
| Uninsured deposits | 2.0% (stronger) | 11.1% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Affinity First Federal Credit Union has the higher TellerScore (88 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Affinity First Federal Credit Union leads on 7 and Dakota Plains Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.