Side-by-side · Q2 2026 data
Affinity First Federal Credit Union vs Riverfork Federal Credit Union
Credit union
Affinity First Federal Credit Union
Minot, North Dakota · Under $100 million in assets
Credit union
Riverfork Federal Credit Union
Grand Forks, North Dakota · Under $100 million in assets
Metric by metric
| Measure | Affinity First Federal Credit Union | Riverfork Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 78 |
| Capital cushion | 88 | 89 (stronger) |
| Loan quality | 90 (stronger) | 77 |
| Earnings | 73 (stronger) | 39 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 85th | 59th |
| Total assets | $70.8M | $31.2M |
| Deposits / shares | $60.7M | $26.7M |
| Capital ratio | 13.83% | 13.91% (stronger) |
| Problem loans | 0.30% (stronger) | 0.70% |
| Net charge-offs | -0.06% (stronger) | 0.34% |
| Return on assets | 1.33% (stronger) | 0.48% |
| Loans ÷ deposits | 59.4% | 45.6% (stronger) |
| Uninsured deposits | 2.0% (stronger) | 3.3% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Affinity First Federal Credit Union has the higher TellerScore (88 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Affinity First Federal Credit Union leads on 5 and Riverfork Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.