Side-by-side · Q2 2026 data
Affinity One Federal Credit Union vs N.F.G. #2 Federal Credit Union
Credit union
Affinity One Federal Credit Union
Jamestown, New York · Under $100 million in assets
Metric by metric
| Measure | Affinity One Federal Credit Union | N.F.G. #2 Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 80 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 96 (stronger) | 57 |
| Earnings | 30 | 57 (stronger) |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 44th | 65th |
| Total assets | $45.7M | $24.2M |
| Deposits / shares | $41.4M | $20.5M |
| Capital ratio | 10.81% | 15.74% (stronger) |
| Problem loans | 0.12% (stronger) | 1.28% |
| Net charge-offs | 0.06% (stronger) | 0.93% |
| Return on assets | 0.25% | 0.91% (stronger) |
| Loans ÷ deposits | 62.2% | 18.4% (stronger) |
| Uninsured deposits | 0.6% | 0.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
N.F.G. #2 Federal Credit Union has the higher TellerScore (80 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Affinity One Federal Credit Union leads on 2 and N.F.G. #2 Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.