TellerScore

N.F.G. #2 Federal Credit Union (NCUA charter #9776) is based in Warren, Pennsylvania. Its Q2 2026 call report shows $24.2M in total assets and $20.5M in member shares and deposits and 1 office.

N.F.G. #2 Federal Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 65% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 97th. Capital cushion contributes the most (100/100, 15.74%); earnings contributes the least (57/100, 0.91%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.74%
Loan quality57/100
Loans 60+ days delinquent ÷ total loans: 1.28%
Earnings57/100
Return on assets (annualized): 0.91%
Funding & liquidity100/100
Loans ÷ shares: 18.4% · 0.4% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.26%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (90 → 80), mostly because the loan quality component weakened by 37 points.

TellerScore
788490Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202480
Q3 202482
Q4 202483
Q1 202586
Q2 202590
Q3 202587
Q4 202578
Q1 202687
Q2 202680
Net worth ratio
7.00%11.37%15.74%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.66%
Q3 202414.35%
Q4 202414.90%
Q1 202514.76%
Q2 202515.18%
Q3 202515.58%
Q4 202515.08%
Q1 202615.08%
Q2 202615.74%
Delinquent loans (60+ days)
0.17%0.72%1.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.57%
Q3 20240.65%
Q4 20240.82%
Q1 20250.43%
Q2 20250.17%
Q3 20250.55%
Q4 20251.17%
Q1 20260.45%
Q2 20261.28%
Return on assets
0.49%0.71%0.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.61%
Q3 20240.72%
Q4 20240.73%
Q1 20250.76%
Q2 20250.89%
Q3 20250.93%
Q4 20250.49%
Q1 20260.81%
Q2 20260.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$24.2M15.74%1.28%0.91%18.4%
Q1 202687$24.9M15.08%0.45%0.81%18.1%
Q4 202578$24.6M15.08%1.17%0.49%18.8%
Q3 202587$24.1M15.58%0.55%0.93%20.0%
Q2 202590$24.3M15.18%0.17%0.89%20.3%
Q1 202586$24.6M14.76%0.43%0.76%20.1%
Q4 202483$24.1M14.90%0.82%0.73%21.8%
Q3 202482$24.7M14.35%0.65%0.72%21.0%
Q2 202480$25.6M13.66%0.57%0.61%20.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.74%
59th
Problem loans1.28%
32nd
Net charge-offs0.93%
15th
Return on assets0.91%
64th
Loans to deposits18.4%
96th
Uninsured deposits0.4%
59th
Loan-loss reserves0.00%
37th
Texas ratio1.3%
62nd

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Honeywell Philadelphia Div Federal Credit UnionCredit union Ft Washington, PA56 out of 100, Moderate$24.0M8.4%0.79%vs
Western Pa Federal Credit UnionCredit union New Kensington, PA59 out of 100, Moderate$23.6M13.4%2.34%vs
Allegheny Ludlum Brackenridge Federal Credit UnionCredit union Brackenridge, PA94 out of 100, Very strong$23.6M22.3%0.00%vs
Westmoreland Water Federal Credit UnionCredit union Greensburg, PA97 out of 100, Very strong$23.5M18.9%0.12%vs
West Penn P&p Federal Credit UnionCredit union Beaver, PA78 out of 100, Strong$22.8M13.9%1.31%vs
American Pride Credit UnionCredit union Altoona, PA73 out of 100, Strong$22.5M12.8%1.92%vs

Deposit insurance

Is my money safe at N.F.G. #2 Federal Credit Union?

Yes. N.F.G. #2 Federal Credit Union is a federally insured credit union (NCUA charter #9776). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.4% of shares and deposits ($73K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.74%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

N.F.G. #2 Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
N.F.G. #2 Federal Credit Union
Type
Federal credit union
NCUA charter #
9776
RSSD ID
29588
Primary regulator
NCUA
Established
1954
Headquarters
1303 Pennsylvania Avenue, West, Warren, PA 16365
Employees
4

Quick answers

N.F.G. #2 Federal Credit Union: common questions

Is N.F.G. #2 Federal Credit Union NCUA insured?

Yes. N.F.G. #2 Federal Credit Union is a federally insured credit union (NCUA charter #9776). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is N.F.G. #2 Federal Credit Union's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does N.F.G. #2 Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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