Side-by-side · Q2 2026 data
Alabama Credit Union vs Max Credit Union
Metric by metric
| Measure | Alabama Credit Union | Max Credit Union |
|---|---|---|
| TellerScore | 60 | 89 (stronger) |
| Capital cushion | 49 | 95 (stronger) |
| Loan quality | 73 | 77 (stronger) |
| Earnings | 35 | 84 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 86 | 94 (stronger) |
| Peer percentile | 25th | 97th |
| Total assets | $2.1B | $2.4B |
| Deposits / shares | $1.8B | $2.1B |
| Capital ratio | 9.91% | 14.52% (stronger) |
| Problem loans | 0.80% | 0.68% (stronger) |
| Net charge-offs | 0.90% | 0.45% (stronger) |
| Return on assets | 0.37% | 1.60% (stronger) |
| Loans ÷ deposits | 85.3% | 56.2% (stronger) |
| Uninsured deposits | 7.1% (stronger) | 8.0% |
| Offices | 16 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.1% | 27.0% |
Max Credit Union has the higher TellerScore (89 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Alabama Credit Union leads on 1 and Max Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.