Side-by-side · Q2 2026 data
Alamosa State Bank vs San Luis Valley Federal Bank
Metric by metric
| Measure | Alamosa State Bank | San Luis Valley Federal Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 87 |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 100 (stronger) | 65 |
| Funding & liquidity | 66 | 66 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 94th | 91st |
| Total assets | $340.3M | $390.2M |
| Deposits / shares | $297.8M | $317.9M |
| Capital ratio | 12.85% | 17.98% (stronger) |
| Problem loans | 0.00% (stronger) | 0.15% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.39% (stronger) | 1.13% |
| Loans ÷ deposits | 59.4% (stronger) | 88.4% |
| Uninsured deposits | 46.3% | 20.6% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alamosa State Bank has the higher TellerScore (89 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Alamosa State Bank leads on 4 and San Luis Valley Federal Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.