Alamosa State Bank is a state-chartered bank headquartered in Alamosa, Colorado, in business for about 119 years. At the end of Q2 2026 it reported $340.3M in total assets and $297.8M in deposits, with 1 office.
Based on its Q2 2026 filing, Alamosa State Bank scores 89/100, which we describe as very strong. That is higher than 94% of 2,650 banks with $100 million – $1 billion. Among 63 banks headquartered in Colorado, it ranks 3rd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is funding & liquidity (66/100; 59% loans-to-deposits, 46% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (86 → 89), mostly because the capital cushion component improved by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 84 |
| Q4 2024 | 83 |
| Q1 2025 | 86 |
| Q2 2025 | 86 |
| Q3 2025 | 86 |
| Q4 2025 | 86 |
| Q1 2026 | 88 |
| Q2 2026 | 89 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.01% |
| Q3 2024 | 11.32% |
| Q4 2024 | 11.15% |
| Q1 2025 | 11.93% |
| Q2 2025 | 12.14% |
| Q3 2025 | 12.02% |
| Q4 2025 | 11.96% |
| Q1 2026 | 12.67% |
| Q2 2026 | 12.85% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.01% |
| Q2 2025 | 0.01% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.01% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.22% |
| Q3 2024 | 2.22% |
| Q4 2024 | 2.08% |
| Q1 2025 | 2.17% |
| Q2 2025 | 2.19% |
| Q3 2025 | 2.23% |
| Q4 2025 | 2.08% |
| Q1 2026 | 2.31% |
| Q2 2026 | 2.39% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 89 | $340.3M | 12.85% | 0.00% | 2.39% | 59.4% |
| Q1 2026 | 88 | $326.2M | 12.67% | 0.00% | 2.31% | 60.3% |
| Q4 2025 | 86 | $338.2M | 11.96% | 0.01% | 2.08% | 58.5% |
| Q3 2025 | 86 | $344.0M | 12.02% | 0.00% | 2.23% | 55.4% |
| Q2 2025 | 86 | $336.9M | 12.14% | 0.01% | 2.19% | 56.4% |
| Q1 2025 | 86 | $323.9M | 11.93% | 0.01% | 2.17% | 59.1% |
| Q4 2024 | 83 | $336.0M | 11.15% | 0.01% | 2.08% | 58.1% |
| Q3 2024 | 84 | $341.2M | 11.32% | 0.00% | 2.22% | 55.1% |
| Q2 2024 | 83 | $332.3M | 11.01% | 0.00% | 2.22% | 55.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Colorado Bank and Trust Company of La JuntaBank La Junta, CO | 69 out of 100, Moderate | $330.3M | 10.3% | 0.30% | vs |
| FMS BankBank Fort Morgan, CO | 48 out of 100, Below average | $324.8M | 9.8% | 1.71% | vs |
| Native American Bank, National AssociationBank Denver, CO | 77 out of 100, Strong | $362.0M | 14.4% | 0.94% | vs |
| Wray State BankBank Wray, CO | 61 out of 100, Moderate | $312.0M | 9.9% | 1.50% | vs |
| FlatIrons BankBank Boulder, CO | 74 out of 100, Strong | $370.3M | 8.9% | 0.00% | vs |
| 5Star BankBank Colorado Springs, CO | 87 out of 100, Very strong | $378.2M | 17.2% | 0.16% | vs |
Deposit insurance
Is my money safe at Alamosa State Bank?
Yes. Alamosa State Bank is an FDIC-insured institution (FDIC certificate #13947). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 46.3% of deposits ($137.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.85%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.30% (benchmark: 10%).
1 location
Branches
Alamosa State Bank lists 1 office in 1 city. Most locations:
- Alamosa, CO (1)
Identity & history
Profile
- Legal name
- Alamosa State Bank
- Former names
- The Alamosa National Bank
- Type
- State-chartered bank
- FDIC certificate #
- 13947
- RSSD ID
- 869953
- Primary regulator
- FDIC
- Holding company
- Alamosa Bcorp Ltd
- Established
- March 1, 1907
- Headquarters
- 2225 Main St, Alamosa, CO 81101
- Website
- www.alamosastatebank.com
- Employees
- 33
Quick answers
Alamosa State Bank: common questions
Is Alamosa State Bank FDIC insured?
Yes. Alamosa State Bank is an FDIC-insured institution (FDIC certificate #13947). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Alamosa State Bank's TellerScore?
89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Alamosa State Bank ever failed?
There is no failure record for FDIC certificate #13947 in the FDIC failed bank list.
How many branches does Alamosa State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Alamosa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| San Luis Valley Federal BankBank Alamosa, CO | 87 out of 100, Very strong | $390.2M | 18.0% | 0.15% | vs |
| First Southwest BankBank Durango, CO | 86 out of 100, Very strong | $657.5M | 15.3% | 0.04% | vs |
| Frontier BankBank Lamar, CO | 81 out of 100, Strong | $436.4M | 10.8% | 0.32% | vs |
| Del Norte BankBank Del Norte, CO | 74 out of 100, Strong | $155.3M | 10.7% | 0.04% | vs |
| NBH BankBank Greenwood Village, CO | 66 out of 100, Moderate | $12.5B | 10.3% | 0.60% | vs |
| Wings Credit UnionCredit union Colorado Spring, CO | 66 out of 100, Moderate | $19.4B | 11.8% | 0.64% | vs |