Side-by-side · Q2 2026 data
Alatrust Credit Union vs Auburn University Credit Union
Metric by metric
| Measure | Alatrust Credit Union | Auburn University Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 67 |
| Capital cushion | 90 (stronger) | 48 |
| Loan quality | 43 | 80 (stronger) |
| Earnings | 70 (stronger) | 44 |
| Funding & liquidity | 97 (stronger) | 94 |
| Problem-loan coverage | 85 | 93 (stronger) |
| Peer percentile | 66th | 41st |
| Total assets | $224.0M | $267.9M |
| Deposits / shares | $197.8M | $241.5M |
| Capital ratio | 13.97% (stronger) | 9.77% |
| Problem loans | 1.72% | 0.59% (stronger) |
| Net charge-offs | 0.23% (stronger) | 0.37% |
| Return on assets | 1.25% (stronger) | 0.59% |
| Loans ÷ deposits | 63.3% (stronger) | 66.3% |
| Uninsured deposits | 7.8% | 6.9% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 51.5% | 13.5% |
Alatrust Credit Union has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Alatrust Credit Union leads on 5 and Auburn University Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.