Side-by-side · Q2 2026 data
Alden State Bank vs Moog Employees Federal Credit Union
Credit union
Moog Employees Federal Credit Union
East Aurora, New York · $100 million – $1 billion
Metric by metric
| Measure | Alden State Bank | Moog Employees Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 100 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 12 | 100 (stronger) |
| Earnings | 66 | 100 (stronger) |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 78 | 100 (stronger) |
| Peer percentile | 31st | 100th |
| Total assets | $463.1M | $257.3M |
| Deposits / shares | $391.3M | $188.4M |
| Capital ratio | 15.18% | 26.63% (stronger) |
| Problem loans | 2.63% | 0.00% (stronger) |
| Net charge-offs | 0.25% | 0.13% (stronger) |
| Return on assets | 1.15% | 1.99% (stronger) |
| Loans ÷ deposits | 76.9% | 52.5% (stronger) |
| Uninsured deposits | 16.6% | 5.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 5.2% |
Moog Employees Federal Credit Union has the higher TellerScore (100 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Alden State Bank leads on 0 and Moog Employees Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.