Side-by-side · Q2 2026 data
Alden State Bank vs Piermont Bank
Metric by metric
| Measure | Alden State Bank | Piermont Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 12 | 100 (stronger) |
| Earnings | 66 (stronger) | 0 |
| Funding & liquidity | 82 (stronger) | 27 |
| Problem-loan coverage | 78 | 100 (stronger) |
| Peer percentile | 31st | 22nd |
| Total assets | $463.1M | $505.1M |
| Deposits / shares | $391.3M | $386.4M |
| Capital ratio | 15.18% (stronger) | 12.70% |
| Problem loans | 2.63% | 0.00% (stronger) |
| Net charge-offs | 0.25% (stronger) | 0.46% |
| Return on assets | 1.15% (stronger) | -1.96% |
| Loans ÷ deposits | 76.9% (stronger) | 83.3% |
| Uninsured deposits | 16.6% (stronger) | 63.1% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | — |
Alden State Bank has the higher TellerScore (66 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Alden State Bank leads on 6 and Piermont Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.