Side-by-side · Q2 2026 data
Alden State Bank vs Rondout Savings Bank
Metric by metric
| Measure | Alden State Bank | Rondout Savings Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 12 | 94 (stronger) |
| Earnings | 66 (stronger) | 31 |
| Funding & liquidity | 82 (stronger) | 65 |
| Problem-loan coverage | 78 | 97 (stronger) |
| Peer percentile | 31st | 26th |
| Total assets | $463.1M | $512.0M |
| Deposits / shares | $391.3M | $449.3M |
| Capital ratio | 15.18% (stronger) | 9.79% |
| Problem loans | 2.63% | 0.19% (stronger) |
| Net charge-offs | 0.25% | 0.00% (stronger) |
| Return on assets | 1.15% (stronger) | 0.27% |
| Loans ÷ deposits | 76.9% (stronger) | 90.7% |
| Uninsured deposits | 16.6% (stronger) | 19.4% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | — |
Alden State Bank has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Alden State Bank leads on 5 and Rondout Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.