Side-by-side · Q2 2026 data
All in Federal Credit Union vs America'S First Federal Credit Union
Credit union
America'S First Federal Credit Union
Birmingham, Alabama · $1 billion – $10 billion
Metric by metric
| Measure | All in Federal Credit Union | America'S First Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 74 (stronger) |
| Capital cushion | 51 | 73 (stronger) |
| Loan quality | 41 | 74 (stronger) |
| Earnings | 66 | 70 (stronger) |
| Funding & liquidity | 72 (stronger) | 69 |
| Problem-loan coverage | 71 | 90 (stronger) |
| Peer percentile | 17th | 72nd |
| Total assets | $3.7B | $2.8B |
| Deposits / shares | $3.3B | $2.4B |
| Capital ratio | 10.09% | 12.25% (stronger) |
| Problem loans | 1.76% | 0.77% (stronger) |
| Net charge-offs | 1.50% | 0.51% (stronger) |
| Return on assets | 1.16% | 1.24% (stronger) |
| Loans ÷ deposits | 88.0% (stronger) | 90.9% |
| Uninsured deposits | 13.1% | 5.3% (stronger) |
| Offices | 36 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 43.3% | — |
America'S First Federal Credit Union has the higher TellerScore (74 vs 57). On the 7 directional measures above (where higher or lower is clearly better), All in Federal Credit Union leads on 1 and America'S First Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.