All in Federal Credit Union is a federal credit union headquartered in Daleville, Alabama, in business for about 60 years. At the end of Q2 2026 it reported $3.7B in total assets and $3.3B in member shares and deposits, with 36 offices across 3 states.
Based on its Q2 2026 filing, All in Federal Credit Union scores 57/100, which we describe as moderate. That is higher than only 17% of 454 credit unions with $1 billion – $10 billion. Among 88 credit unions headquartered in Alabama, it ranks 77th. Its strongest component is funding & liquidity (72/100; 88% loans-to-deposits, 13% uninsured), and its lowest is loan quality (41/100; 1.76%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (59 → 57), mostly because the loan quality component weakened by 18 points.
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| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 61 |
| Q4 2024 | 58 |
| Q1 2025 | 59 |
| Q2 2025 | 59 |
| Q3 2025 | 58 |
| Q4 2025 | 53 |
| Q1 2026 | 56 |
| Q2 2026 | 57 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.62% |
| Q3 2024 | 9.66% |
| Q4 2024 | 9.65% |
| Q1 2025 | 9.52% |
| Q2 2025 | 9.52% |
| Q3 2025 | 9.65% |
| Q4 2025 | 9.74% |
| Q1 2026 | 9.83% |
| Q2 2026 | 10.09% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.84% |
| Q3 2024 | 1.05% |
| Q4 2024 | 1.36% |
| Q1 2025 | 1.25% |
| Q2 2025 | 1.24% |
| Q3 2025 | 1.45% |
| Q4 2025 | 1.87% |
| Q1 2026 | 1.71% |
| Q2 2026 | 1.76% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.97% |
| Q3 2024 | 0.92% |
| Q4 2024 | 0.87% |
| Q1 2025 | 0.96% |
| Q2 2025 | 0.92% |
| Q3 2025 | 1.02% |
| Q4 2025 | 1.00% |
| Q1 2026 | 1.08% |
| Q2 2026 | 1.16% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 57 | $3.7B | 10.09% | 1.76% | 1.16% | 88.0% |
| Q1 2026 | 56 | $3.7B | 9.83% | 1.71% | 1.08% | 87.1% |
| Q4 2025 | 53 | $3.6B | 9.74% | 1.87% | 1.00% | 87.1% |
| Q3 2025 | 58 | $3.6B | 9.65% | 1.45% | 1.02% | 87.1% |
| Q2 2025 | 59 | $3.6B | 9.52% | 1.24% | 0.92% | 86.5% |
| Q1 2025 | 59 | $3.5B | 9.52% | 1.25% | 0.96% | 84.5% |
| Q4 2024 | 58 | $3.4B | 9.65% | 1.36% | 0.87% | 86.9% |
| Q3 2024 | 61 | $3.3B | 9.66% | 1.05% | 0.92% | 86.8% |
| Q2 2024 | 63 | $3.3B | 9.62% | 0.84% | 0.97% | 87.9% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Southern Energy Credit UnionCredit union Birmingham, AL | 84 out of 100, Strong | $3.6B | 14.6% | 0.23% | vs |
| America'S First Federal Credit UnionCredit union Birmingham, AL | 74 out of 100, Strong | $2.8B | 12.3% | 0.77% | vs |
| Max Credit UnionCredit union Montgomery, AL | 89 out of 100, Very strong | $2.4B | 14.5% | 0.68% | vs |
| Alabama Credit UnionCredit union Tuscaloosa, AL | 60 out of 100, Moderate | $2.1B | 9.9% | 0.80% | vs |
| Alabama One Credit UnionCredit union Tuscaloosa, AL | 59 out of 100, Moderate | $1.5B | 9.1% | 0.85% | vs |
| Listerhill Credit UnionCredit union Sheffield, AL | 69 out of 100, Moderate | $1.5B | 11.1% | 0.62% | vs |
Deposit insurance
Is my money safe at All in Federal Credit Union?
Yes. All in Federal Credit Union is a federally insured credit union (NCUA charter #17642). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 13.1% of shares and deposits ($429.0M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 10.09%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
36 locations
Branches
All in Federal Credit Union lists 36 offices in 25 cities across 3 states. Most locations:
- Dothan, AL (8)
- Daleville, AL (2)
- Enterprise, AL (2)
- Mobile, AL (2)
- Ozark, AL (2)
- Abbeville, AL (1)
- Ashford, AL (1)
- Century, FL (1)
- Clayton, AL (1)
- Crestview, FL (1)
- Daphne, AL (1)
- Defuniak Springs, FL (1)
HMDA 2025
Mortgage lending
In 2025, All in Federal Credit Union reported 2,656 home-loan applications under HMDA (LEI 549300J4330IBZ0BBI43): 1,185 originated ($155,085,000 total), 1,087 denied, and 144 withdrawn or closed by the applicant. Its denial rate on decided applications was 43.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- All in Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 17642
- RSSD ID
- 35785
- Primary regulator
- NCUA
- Established
- 1966
- Headquarters
- Po Drawer 8, Daleville, AL 36322
- Employees
- 509
Quick answers
All in Federal Credit Union: common questions
Is All in Federal Credit Union NCUA insured?
Yes. All in Federal Credit Union is a federally insured credit union (NCUA charter #17642). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is All in Federal Credit Union's TellerScore?
57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does All in Federal Credit Union have?
36 offices as of the latest NCUA data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Daleville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Samson Banking Company, Inc.Bank Samson, AL | 94 out of 100, Very strong | $124.5M | 14.8% | 0.00% | vs |
| Friend BankBank Slocomb, AL | 85 out of 100, Very strong | $221.0M | 13.5% | 0.48% | vs |
| BankSouthBank Dothan, AL | 84 out of 100, Strong | $221.5M | 19.1% | 0.02% | vs |
| Southern Energy Credit UnionCredit union Birmingham, AL | 84 out of 100, Strong | $3.6B | 14.6% | 0.23% | vs |
| The First National Bank of HartfordBank Hartford, AL | 75 out of 100, Strong | $173.0M | 12.9% | 1.19% | vs |
| Five Star Credit UnionCredit union Dothan, AL | 72 out of 100, Strong | $1.3B | 13.8% | 1.50% | vs |