Side-by-side · Q2 2026 data
Allcom Credit Union vs Worcester Fire Dept. Credit Union
Credit union
Worcester Fire Dept. Credit Union
Worcester, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Allcom Credit Union | Worcester Fire Dept. Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 98 (stronger) | 70 |
| Earnings | 34 | 54 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 77th | 59th |
| Total assets | $81.8M | $47.1M |
| Deposits / shares | $67.8M | $40.9M |
| Capital ratio | 16.60% (stronger) | 13.18% |
| Problem loans | 0.07% (stronger) | 0.91% |
| Net charge-offs | 0.09% | 0.01% (stronger) |
| Return on assets | 0.36% | 0.85% (stronger) |
| Loans ÷ deposits | 69.3% | 25.0% (stronger) |
| Uninsured deposits | 3.5% (stronger) | 10.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Allcom Credit Union has the higher TellerScore (85 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Allcom Credit Union leads on 4 and Worcester Fire Dept. Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.