Side-by-side · Q2 2026 data
Allegent Community Federal Credit Union vs Freedom United Federal Credit Union
Credit union
Allegent Community Federal Credit Union
Pittsburgh, Pennsylvania · $100 million – $1 billion
Credit union
Freedom United Federal Credit Union
Rochester, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Allegent Community Federal Credit Union | Freedom United Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 51 | 72 (stronger) |
| Earnings | 24 | 100 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 45th | 94th |
| Total assets | $281.2M | $94.2M |
| Deposits / shares | $230.7M | $76.2M |
| Capital ratio | 17.25% | 18.97% (stronger) |
| Problem loans | 1.46% | 0.84% (stronger) |
| Net charge-offs | 0.35% | 0.13% (stronger) |
| Return on assets | 0.10% | 2.31% (stronger) |
| Loans ÷ deposits | 81.8% | 32.9% (stronger) |
| Uninsured deposits | 4.3% | 0.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 41.4% | — |
Freedom United Federal Credit Union has the higher TellerScore (93 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Allegent Community Federal Credit Union leads on 0 and Freedom United Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.