TellerScore

Allegent Community Federal Credit Union is a federal credit union headquartered in Pittsburgh, Pennsylvania, in business for about 91 years. At the end of Q2 2026 it reported $281.2M in total assets and $230.7M in member shares and deposits, with 1 office.

Allegent Community Federal Credit Union has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 45% of its 1,341 credit unions with $100 million – $1 billion. Among 269 credit unions headquartered in Pennsylvania, it ranks 185th. Capital cushion contributes the most (100/100, 17.25%); earnings contributes the least (24/100, 0.10%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.25%
Loan quality51/100
Loans 60+ days delinquent ÷ total loans: 1.46%
Earnings24/100
Return on assets (annualized): 0.10%
Funding & liquidity78/100
Loans ÷ shares: 81.8% · 4.3% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.68%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (75 → 68), mostly because the earnings component weakened by 15 points.

TellerScore
687378Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202477
Q4 202475
Q1 202577
Q2 202575
Q3 202577
Q4 202578
Q1 202676
Q2 202668
Net worth ratio
7.00%12.13%17.25%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.53%
Q3 202416.91%
Q4 202416.33%
Q1 202516.03%
Q2 202516.43%
Q3 202517.11%
Q4 202517.23%
Q1 202617.18%
Q2 202617.25%
Delinquent loans (60+ days)
0.50%0.98%1.46%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.50%
Q3 20240.56%
Q4 20240.71%
Q1 20250.69%
Q2 20251.08%
Q3 20250.93%
Q4 20250.76%
Q1 20260.73%
Q2 20261.46%
Return on assets
0.07%0.29%0.52%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.17%
Q3 20240.17%
Q4 20240.07%
Q1 20250.17%
Q2 20250.49%
Q3 20250.52%
Q4 20250.49%
Q1 20260.14%
Q2 20260.10%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$281.2M17.25%1.46%0.10%81.8%
Q1 202676$282.2M17.18%0.73%0.14%79.5%
Q4 202578$280.8M17.23%0.76%0.49%79.0%
Q3 202577$281.8M17.11%0.93%0.52%79.2%
Q2 202575$291.1M16.43%1.08%0.49%77.2%
Q1 202577$294.7M16.03%0.69%0.17%77.0%
Q4 202475$288.4M16.33%0.71%0.07%80.0%
Q3 202477$272.8M16.91%0.56%0.17%80.1%
Q2 202478$278.4M16.53%0.50%0.17%78.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.25%
93rd
Problem loans1.46%
14th
Net charge-offs0.35%
50th
Return on assets0.10%
7th
Loans to deposits81.8%
36th
Uninsured deposits4.3%
68th
Loan-loss reserves0.00%
50th
Texas ratio5.7%
34th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Penn East Federal Credit UnionCredit union Scranton, PA74 out of 100, Strong$280.4M10.6%0.20%vs
Top Tier Federal Credit UnionCredit union Clarion, PA71 out of 100, Strong$277.5M10.0%0.60%vs
Bhcu Credit UnionCredit union Ridley Park, PA70 out of 100, Strong$276.2M11.9%0.67%vs
Penn State Federal Credit UnionCredit union Bellefonte, PA93 out of 100, Very strong$274.4M14.0%0.33%vs
Century Heritage Federal Credit UnionCredit union Pittsburgh, PA72 out of 100, Strong$289.5M11.5%0.75%vs
Cross Valley Federal Credit UnionCredit union Wilkes Barre, PA65 out of 100, Moderate$300.0M8.2%0.69%vs

Deposit insurance

Is my money safe at Allegent Community Federal Credit Union?

Yes. Allegent Community Federal Credit Union is a federally insured credit union (NCUA charter #205). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.3% of shares and deposits ($9.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 17.25%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Allegent Community Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Allegent Community Federal Credit Union reported 67 home-loan applications under HMDA (LEI 549300PYZVSM1PP3GI62): 34 originated ($2,380,000 total), 24 denied, and 9 withdrawn or closed by the applicant. Its denial rate on decided applications was 41.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Allegent Community Federal Credit Union
Type
Federal credit union
NCUA charter #
205
RSSD ID
542377
Primary regulator
NCUA
Established
1935
Headquarters
1001 Liberty Ave, Suite 100, Pittsburgh, PA 15222
Employees
59

Quick answers

Allegent Community Federal Credit Union: common questions

Is Allegent Community Federal Credit Union NCUA insured?

Yes. Allegent Community Federal Credit Union is a federally insured credit union (NCUA charter #205). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Allegent Community Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Allegent Community Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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