Side-by-side · Q2 2026 data
Allegiance Federal Credit Union vs Oklahoma Central Credit Union
Credit union
Allegiance Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Allegiance Federal Credit Union | Oklahoma Central Credit Union |
|---|---|---|
| TellerScore | 66 | 83 (stronger) |
| Capital cushion | 47 | 89 (stronger) |
| Loan quality | 76 | 92 (stronger) |
| Earnings | 55 (stronger) | 42 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 37th | 83rd |
| Total assets | $372.5M | $760.2M |
| Deposits / shares | $336.3M | $663.4M |
| Capital ratio | 9.67% | 13.94% (stronger) |
| Problem loans | 0.71% | 0.24% (stronger) |
| Net charge-offs | 0.32% | 0.18% (stronger) |
| Return on assets | 0.87% (stronger) | 0.54% |
| Loans ÷ deposits | 75.4% | 52.6% (stronger) |
| Uninsured deposits | 6.4% (stronger) | 8.5% |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.1% | 29.0% |
Oklahoma Central Credit Union has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Allegiance Federal Credit Union leads on 2 and Oklahoma Central Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.