Side-by-side · Q2 2026 data
Allegiance Federal Credit Union vs Oklahoma'S Federal Credit Union
Credit union
Allegiance Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Credit union
Oklahoma'S Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Allegiance Federal Credit Union | Oklahoma'S Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 77 (stronger) |
| Capital cushion | 47 | 76 (stronger) |
| Loan quality | 76 | 92 (stronger) |
| Earnings | 55 | 56 (stronger) |
| Funding & liquidity | 85 (stronger) | 70 |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 37th | 71st |
| Total assets | $372.5M | $954.5M |
| Deposits / shares | $336.3M | $762.6M |
| Capital ratio | 9.67% | 12.63% (stronger) |
| Problem loans | 0.71% | 0.25% (stronger) |
| Net charge-offs | 0.32% (stronger) | 0.40% |
| Return on assets | 0.87% | 0.91% (stronger) |
| Loans ÷ deposits | 75.4% (stronger) | 90.1% |
| Uninsured deposits | 6.4% (stronger) | 11.2% |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.1% | — |
Oklahoma'S Federal Credit Union has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Allegiance Federal Credit Union leads on 3 and Oklahoma'S Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.