Side-by-side · Q2 2026 data
Allentown Federal Credit Union vs Aac Credit Union
Credit union
Allentown Federal Credit Union
Allentown, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Allentown Federal Credit Union | Aac Credit Union |
|---|---|---|
| TellerScore | 86 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 75 | 88 (stronger) |
| Earnings | 71 | 78 (stronger) |
| Funding & liquidity | 92 (stronger) | 85 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 89th | 95th |
| Total assets | $127.7M | $212.4M |
| Deposits / shares | $106.5M | $158.1M |
| Capital ratio | 16.49% | 24.16% (stronger) |
| Problem loans | 0.76% | 0.36% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.08% |
| Return on assets | 1.27% | 1.46% (stronger) |
| Loans ÷ deposits | 68.2% (stronger) | 75.1% |
| Uninsured deposits | 2.1% (stronger) | 5.3% |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | 12.5% |
Aac Credit Union has the higher TellerScore (90 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Allentown Federal Credit Union leads on 3 and Aac Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.