Side-by-side · Q2 2026 data
Alliance Bank vs Industrial Federal Credit Union
Metric by metric
| Measure | Alliance Bank | Industrial Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 71 |
| Capital cushion | 74 (stronger) | 42 |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 69 | 82 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 92nd | 54th |
| Total assets | $454.8M | $356.1M |
| Deposits / shares | $398.2M | $320.0M |
| Capital ratio | 12.43% (stronger) | 9.22% |
| Problem loans | 0.01% (stronger) | 0.41% |
| Net charge-offs | -0.00% (stronger) | 0.42% |
| Return on assets | 2.28% (stronger) | 1.40% |
| Loans ÷ deposits | 80.5% | 78.0% (stronger) |
| Uninsured deposits | 24.4% | 2.9% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | 12.3% |
Alliance Bank has the higher TellerScore (88 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Alliance Bank leads on 5 and Industrial Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.