Side-by-side · Q2 2026 data
Alloy Federal Credit Union vs Chhe Federal Credit Union
Credit union
Chhe Federal Credit Union
Huntington, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Alloy Federal Credit Union | Chhe Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 62 |
| Capital cushion | 97 (stronger) | 44 |
| Loan quality | 39 | 64 (stronger) |
| Earnings | 55 (stronger) | 43 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 84 | 89 (stronger) |
| Peer percentile | 42nd | 24th |
| Total assets | $29.6M | $33.6M |
| Deposits / shares | $25.2M | $30.7M |
| Capital ratio | 14.73% (stronger) | 9.36% |
| Problem loans | 1.83% | 1.08% (stronger) |
| Net charge-offs | 0.75% (stronger) | 1.76% |
| Return on assets | 0.86% (stronger) | 0.58% |
| Loans ÷ deposits | 75.1% | 50.4% (stronger) |
| Uninsured deposits | 4.8% | 4.0% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alloy Federal Credit Union has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Alloy Federal Credit Union leads on 4 and Chhe Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.