Chhe Federal Credit Union (NCUA charter #23545) is based in Huntington, West Virginia. Its Q2 2026 call report shows $33.6M in total assets and $30.7M in member shares and deposits and 4 offices.
Chhe Federal Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 55th. Funding & liquidity contributes the most (100/100, 50% loans-to-deposits, 4% uninsured); earnings contributes the least (43/100, 0.58%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (58 → 62), mostly because the loan quality component improved by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 52 |
| Q3 2024 | 52 |
| Q4 2024 | 53 |
| Q1 2025 | 49 |
| Q2 2025 | 58 |
| Q3 2025 | 60 |
| Q4 2025 | 59 |
| Q1 2026 | 63 |
| Q2 2026 | 62 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.01% |
| Q3 2024 | 10.08% |
| Q4 2024 | 9.71% |
| Q1 2025 | 9.45% |
| Q2 2025 | 9.48% |
| Q3 2025 | 9.83% |
| Q4 2025 | 9.74% |
| Q1 2026 | 9.19% |
| Q2 2026 | 9.36% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.94% |
| Q3 2024 | 2.03% |
| Q4 2024 | 1.74% |
| Q1 2025 | 2.15% |
| Q2 2025 | 1.46% |
| Q3 2025 | 1.31% |
| Q4 2025 | 1.40% |
| Q1 2026 | 0.69% |
| Q2 2026 | 1.08% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.15% |
| Q3 2024 | 0.21% |
| Q4 2024 | 0.23% |
| Q1 2025 | 0.27% |
| Q2 2025 | 0.49% |
| Q3 2025 | 0.51% |
| Q4 2025 | 0.50% |
| Q1 2026 | 0.33% |
| Q2 2026 | 0.58% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $33.6M | 9.36% | 1.08% | 0.58% | 50.4% |
| Q1 2026 | 63 | $33.5M | 9.19% | 0.69% | 0.33% | 51.2% |
| Q4 2025 | 59 | $31.3M | 9.74% | 1.40% | 0.50% | 54.5% |
| Q3 2025 | 60 | $30.6M | 9.83% | 1.31% | 0.51% | 55.6% |
| Q2 2025 | 58 | $31.3M | 9.48% | 1.46% | 0.49% | 54.9% |
| Q1 2025 | 49 | $30.8M | 9.45% | 2.15% | 0.27% | 55.2% |
| Q4 2024 | 53 | $29.8M | 9.71% | 1.74% | 0.23% | 56.7% |
| Q3 2024 | 52 | $28.5M | 10.08% | 2.03% | 0.21% | 58.7% |
| Q2 2024 | 52 | $28.4M | 10.01% | 1.94% | 0.15% | 58.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in West Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Union Trades Federal Credit UnionCredit union Parkersburg, WV | 84 out of 100, Strong | $34.4M | 18.4% | 0.92% | vs |
| Preston Federal Credit UnionCredit union Kingwood, WV | 81 out of 100, Strong | $31.2M | 13.6% | 1.10% | vs |
| Huntington C & O Railway Employees Federal Credit UnionCredit union Huntington, WV | 61 out of 100, Moderate | $30.7M | 15.3% | 5.58% | vs |
| Ibew 317 Federal Credit UnionCredit union Huntington, WV | 50 out of 100, Below average | $29.6M | 11.1% | 4.71% | vs |
| Alloy Federal Credit UnionCredit union Alloy, WV | 71 out of 100, Strong | $29.6M | 14.7% | 1.83% | vs |
| Morgantown a E S Federal Credit UnionCredit union Morgantown, WV | 67 out of 100, Moderate | $37.7M | 9.7% | 0.49% | vs |
Deposit insurance
Is my money safe at Chhe Federal Credit Union?
Yes. Chhe Federal Credit Union is a federally insured credit union (NCUA charter #23545). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.0% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.36%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Chhe Federal Credit Union lists 4 offices in 3 cities. Most locations:
- Huntington, WV (2)
- Logan, WV (1)
- Point Pleasant, WV (1)
Identity & history
Profile
- Legal name
- Chhe Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 23545
- RSSD ID
- 371287
- Primary regulator
- NCUA
- Established
- 1979
- Headquarters
- 1204 Hal Greer Blvd, Huntington, WV 25701
- Employees
- 9
Quick answers
Chhe Federal Credit Union: common questions
Is Chhe Federal Credit Union NCUA insured?
Yes. Chhe Federal Credit Union is a federally insured credit union (NCUA charter #23545). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Chhe Federal Credit Union's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Chhe Federal Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Huntington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kentucky Farmers Bank CorporationBank Catlettsburg, KY | 93 out of 100, Very strong | $328.5M | 15.7% | 0.43% | vs |
| Pace Federal Credit UnionCredit union Huntington, WV | 86 out of 100, Very strong | $8.7M | 12.9% | 0.00% | vs |
| First Priority Federal Credit UnionCredit union Huntington, WV | 82 out of 100, Strong | $74.8M | 12.5% | 1.14% | vs |
| Liberty BankBank Ironton, OH | 82 out of 100, Strong | $55.7M | 18.0% | 0.77% | vs |
| F.C.I. Ashland Federal Credit UnionCredit union Ashland, KY | 81 out of 100, Strong | $8.8M | 14.3% | 0.00% | vs |
| Community Trust Bank, Inc.Bank Pikeville, KY | 80 out of 100, Strong | $6.9B | 13.4% | 0.58% | vs |