Side-by-side · Q2 2026 data
Allsouth Federal Credit Union vs Caro Federal Credit Union
Credit union
Allsouth Federal Credit Union
Columbia, South Carolina · $1 billion – $10 billion
Metric by metric
| Measure | Allsouth Federal Credit Union | Caro Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 77 |
| Capital cushion | 100 | 100 |
| Loan quality | 86 (stronger) | 71 |
| Earnings | 89 (stronger) | 33 |
| Funding & liquidity | 95 (stronger) | 87 |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 99th | 71st |
| Total assets | $1.5B | $174.9M |
| Deposits / shares | $1.2B | $149.7M |
| Capital ratio | 19.60% (stronger) | 15.41% |
| Problem loans | 0.41% (stronger) | 0.88% |
| Net charge-offs | 0.43% | 0.17% (stronger) |
| Return on assets | 1.73% (stronger) | 0.32% |
| Loans ÷ deposits | 65.4% (stronger) | 73.4% |
| Uninsured deposits | 6.1% | 3.9% (stronger) |
| Offices | 10 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.2% | — |
Allsouth Federal Credit Union has the higher TellerScore (93 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Allsouth Federal Credit Union leads on 5 and Caro Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.