Side-by-side · Q2 2026 data
Alltrust Credit Union vs Holyoke Credit Union
Metric by metric
| Measure | Alltrust Credit Union | Holyoke Credit Union |
|---|---|---|
| TellerScore | 25 | 53 (stronger) |
| Capital cushion | 35 | 42 (stronger) |
| Loan quality | 0 | 53 (stronger) |
| Earnings | 0 | 39 (stronger) |
| Funding & liquidity | 72 | 76 (stronger) |
| Problem-loan coverage | 35 | 79 (stronger) |
| Peer percentile | 0th | 9th |
| Total assets | $280.2M | $296.4M |
| Deposits / shares | $242.0M | $240.3M |
| Capital ratio | 8.46% | 9.16% (stronger) |
| Problem loans | 3.57% | 1.42% (stronger) |
| Net charge-offs | 1.05% | 0.30% (stronger) |
| Return on assets | -1.06% | 0.48% (stronger) |
| Loans ÷ deposits | 88.7% | 84.6% (stronger) |
| Uninsured deposits | 7.5% | 6.5% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | 24.2% |
Holyoke Credit Union has the higher TellerScore (53 vs 25). On the 7 directional measures above (where higher or lower is clearly better), Alltrust Credit Union leads on 0 and Holyoke Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.