Side-by-side · Q2 2026 data
Alpena Community Credit Union vs Detour Drummond Community Credit Union
Credit union
Detour Drummond Community Credit Union
Drummond Island, Michigan · Under $100 million in assets
Metric by metric
| Measure | Alpena Community Credit Union | Detour Drummond Community Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 79 |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 93 (stronger) | 47 |
| Earnings | 75 (stronger) | 67 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 89th | 62nd |
| Total assets | $35.6M | $38.5M |
| Deposits / shares | $30.2M | $31.5M |
| Capital ratio | 14.04% | 18.05% (stronger) |
| Problem loans | 0.21% (stronger) | 1.59% |
| Net charge-offs | 0.01% (stronger) | 0.20% |
| Return on assets | 1.37% (stronger) | 1.17% |
| Loans ÷ deposits | 51.8% (stronger) | 55.4% |
| Uninsured deposits | 3.2% (stronger) | 4.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alpena Community Credit Union has the higher TellerScore (90 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Alpena Community Credit Union leads on 6 and Detour Drummond Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.