Side-by-side · Q2 2026 data
Alpha Credit Union vs Lynn Teachers Credit Union
Metric by metric
| Measure | Alpha Credit Union | Lynn Teachers Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 86 |
| Capital cushion | 100 | 100 |
| Loan quality | 95 (stronger) | 46 |
| Earnings | 99 | 99 |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 98th | 80th |
| Total assets | $35.1M | $5.2M |
| Deposits / shares | $28.2M | $4.1M |
| Capital ratio | 18.78% | 20.44% (stronger) |
| Problem loans | 0.14% (stronger) | 1.62% |
| Net charge-offs | 0.06% (stronger) | 0.34% |
| Return on assets | 1.97% | 1.98% (stronger) |
| Loans ÷ deposits | 69.0% | 44.1% (stronger) |
| Uninsured deposits | 0.9% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alpha Credit Union has the higher TellerScore (97 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Alpha Credit Union leads on 3 and Lynn Teachers Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.