TellerScore

Side-by-side · Q2 2026 data

Alta Vista Credit Union vs F3 Credit Union

Credit union

Alta Vista Credit Union

Redlands, California · $100 million – $1 billion

61of 100
Moderate

Credit union

F3 Credit Union

San Jose, California · $100 million – $1 billion

80of 100
Strong

Metric by metric

MeasureAlta Vista Credit UnionF3 Credit Union
TellerScore6180 (stronger)
Capital cushion39100 (stronger)
Loan quality83 (stronger)65
Earnings2847 (stronger)
Funding & liquidity92100 (stronger)
Problem-loan coverage9394 (stronger)
Peer percentile24th78th
Total assets$208.6M$236.8M
Deposits / shares$188.4M$196.8M
Capital ratio8.89%18.47% (stronger)
Problem loans0.51% (stronger)1.05%
Net charge-offs0.53% (stronger)1.00%
Return on assets0.19%0.68% (stronger)
Loans ÷ deposits68.5%55.0% (stronger)
Uninsured deposits13.3%5.9% (stronger)
Offices34
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

F3 Credit Union has the higher TellerScore (80 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Alta Vista Credit Union leads on 2 and F3 Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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