Side-by-side · Q2 2026 data
Altamaha Federal Credit Union vs Interstate Credit Union
Metric by metric
| Measure | Altamaha Federal Credit Union | Interstate Credit Union |
|---|---|---|
| TellerScore | 83 | 89 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 93 (stronger) | 82 |
| Earnings | 37 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 63 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 72nd | 94th |
| Total assets | $74.1M | $410.9M |
| Deposits / shares | $62.4M | $341.0M |
| Capital ratio | 14.05% | 15.85% (stronger) |
| Problem loans | 0.22% (stronger) | 0.54% |
| Net charge-offs | 1.03% | 0.32% (stronger) |
| Return on assets | 0.43% | 2.43% (stronger) |
| Loans ÷ deposits | 57.8% (stronger) | 97.0% |
| Uninsured deposits | 2.1% (stronger) | 6.8% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.8% |
Interstate Credit Union has the higher TellerScore (89 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Altamaha Federal Credit Union leads on 3 and Interstate Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.