Side-by-side · Q2 2026 data
Alton Bank vs Bank of Salem
Metric by metric
| Measure | Alton Bank | Bank of Salem |
|---|---|---|
| TellerScore | 63 | 65 (stronger) |
| Capital cushion | 30 | 45 (stronger) |
| Loan quality | 83 (stronger) | 76 |
| Earnings | 60 | 68 (stronger) |
| Funding & liquidity | 86 (stronger) | 65 |
| Problem-loan coverage | 88 | 90 (stronger) |
| Peer percentile | 24th | 29th |
| Total assets | $145.0M | $147.0M |
| Deposits / shares | $127.9M | $132.9M |
| Capital ratio | 7.96% | 9.53% (stronger) |
| Problem loans | 0.52% (stronger) | 0.71% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.99% | 1.20% (stronger) |
| Loans ÷ deposits | 63.6% (stronger) | 68.8% |
| Uninsured deposits | 24.9% (stronger) | 38.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Salem has the higher TellerScore (65 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Alton Bank leads on 3 and Bank of Salem on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.