Side-by-side · Q2 2026 data
Altonized Community Federal Credit Union vs Access Credit Union
Credit union
Altonized Community Federal Credit Union
Alton, Illinois · Under $100 million in assets
Metric by metric
| Measure | Altonized Community Federal Credit Union | Access Credit Union |
|---|---|---|
| TellerScore | 59 | 72 (stronger) |
| Capital cushion | 37 | 90 (stronger) |
| Loan quality | 69 (stronger) | 59 |
| Earnings | 34 (stronger) | 33 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 20th | 44th |
| Total assets | $53.1M | $57.9M |
| Deposits / shares | $49.0M | $49.6M |
| Capital ratio | 8.74% | 13.96% (stronger) |
| Problem loans | 0.93% (stronger) | 1.24% |
| Net charge-offs | 0.19% (stronger) | 0.42% |
| Return on assets | 0.36% (stronger) | 0.32% |
| Loans ÷ deposits | 44.5% (stronger) | 60.4% |
| Uninsured deposits | 10.8% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Access Credit Union has the higher TellerScore (72 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Altonized Community Federal Credit Union leads on 4 and Access Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.