Side-by-side · Q2 2026 data
Altonized Community Federal Credit Union vs Riverside Community Credit Union
Credit union
Altonized Community Federal Credit Union
Alton, Illinois · Under $100 million in assets
Credit union
Riverside Community Credit Union
Kankakee, Illinois · Under $100 million in assets
Metric by metric
| Measure | Altonized Community Federal Credit Union | Riverside Community Credit Union |
|---|---|---|
| TellerScore | 59 | 69 (stronger) |
| Capital cushion | 37 | 59 (stronger) |
| Loan quality | 69 (stronger) | 54 |
| Earnings | 34 | 67 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 20th | 38th |
| Total assets | $53.1M | $52.0M |
| Deposits / shares | $49.0M | $46.4M |
| Capital ratio | 8.74% | 10.87% (stronger) |
| Problem loans | 0.93% (stronger) | 1.37% |
| Net charge-offs | 0.19% | 0.12% (stronger) |
| Return on assets | 0.36% | 1.17% (stronger) |
| Loans ÷ deposits | 44.5% | 42.9% (stronger) |
| Uninsured deposits | 10.8% | 2.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Riverside Community Credit Union has the higher TellerScore (69 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Altonized Community Federal Credit Union leads on 1 and Riverside Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.