Side-by-side · Q2 2026 data
Altura Federal Credit Union vs Lbs Financial Credit Union
Metric by metric
| Measure | Altura Federal Credit Union | Lbs Financial Credit Union |
|---|---|---|
| TellerScore | 70 | 79 (stronger) |
| Capital cushion | 62 | 81 (stronger) |
| Loan quality | 78 | 80 (stronger) |
| Earnings | 48 | 50 (stronger) |
| Funding & liquidity | 85 | 99 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 58th | 86th |
| Total assets | $2.6B | $2.2B |
| Deposits / shares | $2.4B | $1.9B |
| Capital ratio | 11.17% | 13.11% (stronger) |
| Problem loans | 0.65% | 0.61% (stronger) |
| Net charge-offs | 1.09% | 0.79% (stronger) |
| Return on assets | 0.71% | 0.74% (stronger) |
| Loans ÷ deposits | 75.0% | 61.5% (stronger) |
| Uninsured deposits | 8.0% (stronger) | 14.2% |
| Offices | 13 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lbs Financial Credit Union has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Altura Federal Credit Union leads on 1 and Lbs Financial Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.