Side-by-side · Q2 2026 data
Ambler Savings Bank vs Discovery Federal Credit Union
Credit union
Discovery Federal Credit Union
Wyomissing, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Ambler Savings Bank | Discovery Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 72 |
| Capital cushion | 93 (stronger) | 65 |
| Loan quality | 90 (stronger) | 84 |
| Earnings | 45 | 47 (stronger) |
| Funding & liquidity | 67 | 83 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 75th | 57th |
| Total assets | $502.3M | $193.2M |
| Deposits / shares | $424.6M | $171.1M |
| Capital ratio | 14.29% (stronger) | 11.48% |
| Problem loans | 0.31% (stronger) | 0.48% |
| Net charge-offs | -0.00% (stronger) | 0.19% |
| Return on assets | 0.63% | 0.68% (stronger) |
| Loans ÷ deposits | 82.5% | 77.1% (stronger) |
| Uninsured deposits | 24.6% | 4.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | 16.4% |
Ambler Savings Bank has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Ambler Savings Bank leads on 4 and Discovery Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.