Side-by-side · Q2 2026 data
Ambler Savings Bank vs Upper Darby Belltelco Federal Credit Union
Credit union
Upper Darby Belltelco Federal Credit Union
Upper Darby, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Ambler Savings Bank | Upper Darby Belltelco Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 94 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 90 (stronger) | 77 |
| Earnings | 45 | 100 (stronger) |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 75th | 95th |
| Total assets | $502.3M | $71.6M |
| Deposits / shares | $424.6M | $53.5M |
| Capital ratio | 14.29% | 25.31% (stronger) |
| Problem loans | 0.31% (stronger) | 0.69% |
| Net charge-offs | -0.00% (stronger) | 0.08% |
| Return on assets | 0.63% | 2.00% (stronger) |
| Loans ÷ deposits | 82.5% | 41.9% (stronger) |
| Uninsured deposits | 24.6% | 10.1% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | 0.0% |
Upper Darby Belltelco Federal Credit Union has the higher TellerScore (94 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Ambler Savings Bank leads on 2 and Upper Darby Belltelco Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.