Side-by-side · Q2 2026 data
Ambler Savings Bank vs Utilities Employees Credit Union
Metric by metric
| Measure | Ambler Savings Bank | Utilities Employees Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 77 |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 90 (stronger) | 58 |
| Earnings | 45 (stronger) | 42 |
| Funding & liquidity | 67 | 97 (stronger) |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 75th | 82nd |
| Total assets | $502.3M | $1.5B |
| Deposits / shares | $424.6M | $1.3B |
| Capital ratio | 14.29% | 15.73% (stronger) |
| Problem loans | 0.31% (stronger) | 1.26% |
| Net charge-offs | -0.00% (stronger) | 0.18% |
| Return on assets | 0.63% (stronger) | 0.54% |
| Loans ÷ deposits | 82.5% | 63.5% (stronger) |
| Uninsured deposits | 24.6% | 5.8% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | 20.2% |
Ambler Savings Bank has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Ambler Savings Bank leads on 4 and Utilities Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.