Side-by-side · Q2 2026 data
Ambraw Federal Credit Union vs Hershey Robinson Employees Credit Union
Credit union
Hershey Robinson Employees Credit Union
Robinson, Illinois · Under $100 million in assets
Metric by metric
| Measure | Ambraw Federal Credit Union | Hershey Robinson Employees Credit Union |
|---|---|---|
| TellerScore | 72 | 86 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 95 (stronger) | 54 |
| Earnings | 45 | 93 (stronger) |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 44th | 80th |
| Total assets | $16.7M | $3.3M |
| Deposits / shares | $14.9M | $2.5M |
| Capital ratio | 9.90% | 25.00% (stronger) |
| Problem loans | 0.16% (stronger) | 1.37% |
| Net charge-offs | -0.11% (stronger) | 0.04% |
| Return on assets | 0.63% | 1.83% (stronger) |
| Loans ÷ deposits | 16.3% (stronger) | 66.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hershey Robinson Employees Credit Union has the higher TellerScore (86 vs 72). On the 6 directional measures above (where higher or lower is clearly better), Ambraw Federal Credit Union leads on 3 and Hershey Robinson Employees Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.