Ambraw Federal Credit Union (NCUA charter #567) is based in Lawrenceville, Illinois. Its Q2 2026 call report shows $16.7M in total assets and $14.9M in member shares and deposits and 2 offices across 2 states.
Based on its Q2 2026 filing, Ambraw Federal Credit Union scores 72/100, which we describe as strong. That is higher than only 44% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 114th. Its strongest component is funding & liquidity (100/100; 16% loans-to-deposits, 0% uninsured), and its lowest is earnings (45/100; 0.63%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (73 → 72).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 71 |
| Q4 2024 | 70 |
| Q1 2025 | 70 |
| Q2 2025 | 73 |
| Q3 2025 | 70 |
| Q4 2025 | 68 |
| Q1 2026 | 67 |
| Q2 2026 | 72 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.13% |
| Q3 2024 | 9.25% |
| Q4 2024 | 9.14% |
| Q1 2025 | 9.10% |
| Q2 2025 | 9.49% |
| Q3 2025 | 9.64% |
| Q4 2025 | 9.40% |
| Q1 2026 | 9.60% |
| Q2 2026 | 9.90% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.46% |
| Q3 2024 | 0.19% |
| Q4 2024 | 0.15% |
| Q1 2025 | 0.18% |
| Q2 2025 | 0.08% |
| Q3 2025 | 0.38% |
| Q4 2025 | 0.47% |
| Q1 2026 | 0.49% |
| Q2 2026 | 0.16% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.80% |
| Q3 2024 | 0.70% |
| Q4 2024 | 0.56% |
| Q1 2025 | 0.61% |
| Q2 2025 | 0.81% |
| Q3 2025 | 0.71% |
| Q4 2025 | 0.65% |
| Q1 2026 | 0.40% |
| Q2 2026 | 0.63% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $16.7M | 9.90% | 0.16% | 0.63% | 16.3% |
| Q1 2026 | 67 | $16.8M | 9.60% | 0.49% | 0.40% | 16.2% |
| Q4 2025 | 68 | $17.0M | 9.40% | 0.47% | 0.65% | 18.5% |
| Q3 2025 | 70 | $16.3M | 9.64% | 0.38% | 0.71% | 21.0% |
| Q2 2025 | 73 | $16.4M | 9.49% | 0.08% | 0.81% | 22.6% |
| Q1 2025 | 70 | $16.6M | 9.10% | 0.18% | 0.61% | 23.5% |
| Q4 2024 | 70 | $16.3M | 9.14% | 0.15% | 0.56% | 25.8% |
| Q3 2024 | 71 | $16.0M | 9.25% | 0.19% | 0.70% | 29.2% |
| Q2 2024 | 69 | $16.0M | 9.13% | 0.46% | 0.80% | 28.4% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ottawa Hiway Credit UnionCredit union Ottawa, IL | 100 out of 100, Very strong | $16.3M | 16.7% | 0.00% | vs |
| Cbi Federal Credit UnionCredit union Plainfield, IL | 58 out of 100, Moderate | $17.4M | 10.7% | 1.64% | vs |
| Linxus Credit UnionCredit union Machesney Park, IL | 91 out of 100, Very strong | $17.5M | 16.2% | 0.02% | vs |
| 77th Street Depot Federal Credit UnionCredit union Chicago, IL | 55 out of 100, Moderate | $17.7M | 25.9% | 2.92% | vs |
| Dupage County Employees Credit UnionCredit union Wheaton, IL | 79 out of 100, Strong | $17.9M | 15.8% | 0.77% | vs |
| Northern Illinois Federal Credit UnionCredit union Dekalb, IL | 80 out of 100, Strong | $18.0M | 14.7% | 1.01% | vs |
Deposit insurance
Is my money safe at Ambraw Federal Credit Union?
Yes. Ambraw Federal Credit Union is a federally insured credit union (NCUA charter #567). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.90%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Ambraw Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:
- Lawrenceville, IL (1)
- Sandy, UT (1)
Identity & history
Profile
- Legal name
- Ambraw Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 567
- RSSD ID
- 934570
- Primary regulator
- NCUA
- Established
- 1935
- Headquarters
- PO Box 119, Lawrenceville, IL 62439
- Employees
- 7
Quick answers
Ambraw Federal Credit Union: common questions
Is Ambraw Federal Credit Union NCUA insured?
Yes. Ambraw Federal Credit Union is a federally insured credit union (NCUA charter #567). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Ambraw Federal Credit Union's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Ambraw Federal Credit Union have?
2 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Lawrenceville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens National Bank of AlbionBank Albion, IL | 88 out of 100, Very strong | $348.5M | 17.4% | 0.54% | vs |
| Hershey Robinson Employees Credit UnionCredit union Robinson, IL | 86 out of 100, Very strong | $3.3M | 25.0% | 1.37% | vs |
| The Peoples State Bank of Newton, IllinoisBank Newton, IL | 81 out of 100, Strong | $736.7M | 13.5% | 0.54% | vs |
| Origins Credit UnionCredit union Indianapolis, IN | 79 out of 100, Strong | $43.7M | 16.3% | 0.25% | vs |
| Sainte Marie State BankBank Sainte Marie, IL | 76 out of 100, Strong | $23.0M | 15.8% | 0.31% | vs |
| The First National Bank of CarmiBank Carmi, IL | 75 out of 100, Strong | $622.2M | 11.4% | 0.35% | vs |