TellerScore

Side-by-side · Q2 2026 data

Ambraw Federal Credit Union vs Ottawa Hiway Credit Union

Credit union

Ambraw Federal Credit Union

Lawrenceville, Illinois · Under $100 million in assets

72of 100
Strong

Credit union

Ottawa Hiway Credit Union

Ottawa, Illinois · Under $100 million in assets

100of 100
Very strong

Metric by metric

MeasureAmbraw Federal Credit UnionOttawa Hiway Credit Union
TellerScore72100 (stronger)
Capital cushion49100 (stronger)
Loan quality95100 (stronger)
Earnings45100 (stronger)
Funding & liquidity100100
Problem-loan coverage100100
Peer percentile44th100th
Total assets$16.7M$16.3M
Deposits / shares$14.9M$13.5M
Capital ratio9.90%16.69% (stronger)
Problem loans0.16%0.00% (stronger)
Net charge-offs-0.11% (stronger)0.07%
Return on assets0.63%2.12% (stronger)
Loans ÷ deposits16.3% (stronger)52.9%
Uninsured deposits0.0% (stronger)11.5%
Offices23
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Ottawa Hiway Credit Union has the higher TellerScore (100 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Ambraw Federal Credit Union leads on 3 and Ottawa Hiway Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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