Side-by-side · Q2 2026 data
American Exchange Bank vs BancFirst
Metric by metric
| Measure | American Exchange Bank | BancFirst |
|---|---|---|
| TellerScore | 78 (stronger) | 71 |
| Capital cushion | 85 (stronger) | 56 |
| Loan quality | 56 | 60 (stronger) |
| Earnings | 99 (stronger) | 90 |
| Funding & liquidity | 67 | 83 (stronger) |
| Problem-loan coverage | 85 | 86 (stronger) |
| Peer percentile | 72nd | 76th |
| Total assets | $103.7M | $12.8B |
| Deposits / shares | $89.0M | $11.2B |
| Capital ratio | 13.54% (stronger) | 10.63% |
| Problem loans | 1.32% | 1.19% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.11% |
| Return on assets | 1.99% (stronger) | 1.75% |
| Loans ÷ deposits | 84.8% | 63.8% (stronger) |
| Uninsured deposits | 22.6% (stronger) | 27.1% |
| Offices | 2 | 94 |
| CFPB complaints (3 yrs) | — | 55 |
| Complaints per $1B deposits | — | 4.9 |
| Mortgage denial rate (HMDA) | 21.7% | 10.2% |
American Exchange Bank has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), American Exchange Bank leads on 5 and BancFirst on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Okemah, OK